Cash Advance Payday Loans, Next Payday Advance
Have a Question?
We’ve listed answers to the most popular questions here.
What Is a Payday Advance?
A payday advance is a brief term cash loan that doesn’t include all the rigorous requirements that a traditional bank loan has. Payday Advances are quick, effortless and convenient so consumers can address brief term and instantaneous financial needs, like emergency home or auto repairs, unexpected medical bills, or in times where you’re falling just a bit brief on your budget before next payday.
Do I Qualify For A Payday Advance?
Qualifying for a payday loan is elementary. The basic requirements are:
- You must be at least Eighteen years of age
- Have a regular source of income, either through employment or benefits
- You must have an active bank account that permits for direct deposits
To be approved for a payday loan, you must meet the basic requirements above. The specific lender you are connected with may have extra eligibility requirements based on its own approval criteria. Factors such as income, direct deposit of your pay, past payday loan history and state of residence may affect the approval of your loan or the amount that you are approved for.
How Much Can I Receive?
Qualified loan amounts can vary and are based on private eligibility. Approved loan amounts can range inbetween $300 to $1,000.
Can I get a loan even with bad credit?
Yes! Next Payday Advance is partnered with lenders who specialize in lending to those with less than flawless credit. Unlike traditional lenders that only consider your credit score, we look at extra areas of your finances, including time of employment, income and other factors. Our lenders’ plasticity permits for applicants with good credit, bad credit or no credit to be approved for a loan as long as they meet the minimum eligibility qualifications of a stable source of income and an open bank account.
How Can I Tell If I’ve Been Approved For A Loan?
If your application has been approved, Next Payday Advance will notify you and direct you to your lender’s loan agreement page where you can review and electronically accept the rate and repayment terms. You will also receive an email confirmation with a link to the loan agreement page.
When Will I Receive My Loan After Receiving Approval?
Once your application is approved and you’ve electronically signed for your loan, funds are directly deposited into the borrower’s checking account. Deposit times may vary based on private eligibility. Funds usually are deposited into your bank account as soon as the next business day.
How Much Will A Loan Cost?
Cost of Borrowing varies and is based on a borrower’s private eligibility for a loan. Upon approval for a loan, rate and repayment terms are introduced to you. Recall, no loan is issued unless the borrower electronically accepts the rate and repayment terms.
How long do I have to pay back the loan?
Your loan is typically due on your next pay date. However, some lenders will permit for extended repayment options for a fee. Please contact your lender directly if you have repayment questions.
What happens if I am late with a payment on my loan?
Next Payday Advance connects borrowers with lenders but is not a direct lender. The lender you are connected with has its own policies regarding late payments. These policies can be reviewed within the lender’s terms and conditions before accepting a loan. If you are incapable to make a payment on time, please contact your lender directly discuss an alternative payment schedule.
Is it Safe To Apply On This Site?
Yes. Next Payday Advance utilizes industry standard security protocol and enhanced 256-bit data encryption technology.
Is It Possible to Apply Over the Telephone?
Albeit we recommend that you accomplish the online application for the quickest results, you can also call (855) 354-6834 during normal business hours to apply by telephone.